I decided to start a company that sells owner financed homes to fill a void that is needed. There are many good hard-working people that want to buy a home but for one reason or another are unable to get a loan. Some have good credit, some have bad credit, some have no credit. Does that mean they shouldn’t be able to own a home? As a real estate broker I grew frustrated trying to help these people but I was unable to due to their circumstances. That’s when I decided to do something about it. With owner financing I can now help people buy a home that I was unable to help before because I make all the rules. My rules are to look for every reason to approve someone for a loan as long as they have the required down payment and can make the monthly payment. Mortgage company restrictions have made it increasingly harder for people to get a loan by tightening loan regulations. By owner financing I can now give loans to people who are self-employed people with bad credit and people who were forced to file bankruptcy and others as well. As long as you have the required down payment I can finance anyone regardless of their circumstances. I believe that everyone should be able to live the American dream of owning a home no matter what their circumstances. Everyone deserves a chance or second chance.